Home Credit Ratings: Meaning & Use
Rating
What is rating?

Rating represents an independent evaluation of ability and willingness of an entity to fulfill its future liabilities. Ability is represented by objective factors and willingness is represented by subjective factors.

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What does include an independent rating analysis

Any rating analysis consists in evaluating financial, non-financial factors, including evaluating internal process area, external environment and its effects on the evaluated entity.

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Rating of sovereign

The rating analysis provides the concerned entities with information and independent view on whether the national governments possess stable and measurable economic attributes and it allows for an assessment of their creditworthiness to international creditors. Credit risk in the context of sovereign-rated entities relates to both the ability and willingness to pay.

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Rating of municipalities

The municipal sector represents a market segment that is interesting for investors from the aspect of multiplicity of investment opportunities and development potential. The rating analysis – as an impartial evaluation – brings basic information to investors and partners related to risks that towns are confronted with and to way how to deal with such risks. The objective of our agency is to provide for a sufficient amount of transparent information related to municipal entities, evaluate their risks and, in this way, encourage the development in the area of municipal funding.

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Rating of multilateral financial institutions (MFI)
Wednesday, 19 September 2018

The multilateral financial institutions (MFI) and other supranational development institutions are subjects that include banking organizations founded by sovereign governments and regulated by international agreements between member countries, so that MFIs are imune to national regulatory standards. MFIs are generally established to pursue non-commercial or long-term investment projects that are difficult to finance through market instruments.

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